Last month I applied for my first credit card through Suntrust. The lady at Suntrust predicted that there would be no problem for me to get approved for one. Well I didn't get approved. My parents and I came to learn it was because of something in my credit report. But I don't have a credit report. So, my parents and I figured that someone must have gotten a hold of my identity and used it to get a credit card and mess up my credit.

So we sent for a request for my credit report. And now they say they can't send me one, because I either 1.) don't have a credit report or 2.) didn't supply them with enough information. Well, I'm pretty sure I sent enough info, but I also know that I shouldn't have a credit report. But Suntrust denied me for something in my credit report. Or was it really my lack of a credit report? Capitol One is usually happy to obloge with being my first credit card and have sent me numerous opprotunites in the mail, but they have suddenly stopped. They check credit reports, so is there something wrong with mine? Or did they just get tired of rejection? As I said, I personally don't have a credit report, but I don't know what any criminals out there could be doing under my name!  So I don't know what to do with all this. But after college I would like to buy a house, but in order to do that I will have had to established credit! But no one will directly tell me what the problem is, thus, no one is helping me, this  the problem cannot be solved, thus I cannot have good credit! AUGH! 

Anyone have any advice or knowledge about this?